Privacy Policy
San Diego Lending and Real Estate LLC
Effective Date: Jan 1st, 2026
Important Notice Regarding Text Messaging Data
San Diego Lending and Real Estate LLC ("we," "us," or "our") DOES NOT share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for non-marketing or promotional purposes. All text messaging originator opt-in data is kept strictly confidential.
1. Information We Collect
Personal Information:
- Name, email address, phone number, physical address
- Payment information when you make a purchase or request a quote
- Opt-in records and timestamps for all communication channels (SMS, email, etc.)
Non-Personal Information:
- IP address, browser type, device information
- Website usage patterns and analytics
- Cookies and similar technologies
Customer Communication:
- Records of inquiries and service requests
- Appointment details and preferences
- Service history and feedback
2. How We Use Your Information
- Providing and improving our services
- Processing transactions and payments
- Communicating with you about your inquiries, appointments, and promotions
- Enhancing website functionality and user experience
- Ensuring security and fraud prevention
- Maintaining records of your communication preferences and consent
3. SMS Messaging & Compliance
Text Message Program Terms & Conditions
By opting into our SMS messaging services, you agree to receive text messages related to our services.
Message Types:
- Non-Marketing: Appointment confirmations, appointment reminders, and customer support related to real estate services
Opt-In & Consent:
- You will only receive messages if you have explicitly opted in via website forms with an unchecked checkbox requiring express consent
- We maintain timestamped records of all opt-in actions
- Consent is not a condition of purchase
- We comply with the Telephone Consumer Protection Act (TCPA) and all applicable laws
Opt-Out Instructions:
- You can cancel SMS notifications at any time by replying "STOP"
- You will receive a final confirmation message, and no further messages will be sent unless you re-opt in
- All opt-out requests are processed immediately
Message Frequency:
- Message frequency may vary based on your interaction with our services
Help & Support:
Carrier Information:
- Standard message and data rates may apply
- Carriers are not liable for delayed or undelivered messages
- Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers
SMS Data Protection Statement
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with subcontractors solely for support services such as customer service or message delivery. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Information Sharing & Disclosure
We do not sell, rent, or trade personal information. We may share information with:
Service Providers:
- Vendors who assist in operations (e.g., scheduling, payment processing)
- SMS providers solely for delivering messages you have consented to receive
Legal Compliance:
- When required by law or legal process
Business Transfers:
- In case of mergers or acquisitions
All of the above exclude SMS opt-in data and consent.
5. Data Security
- Encryption of sensitive data in transit and at rest
- Secure access controls and authentication mechanisms
- Regular security assessments and updates
- Employee training on data protection
- Breach notification protocols in accordance with applicable laws
No system is 100% secure, but we use industry-standard protections.
6. Cookies & Tracking Technologies
- Analyze site traffic and user behavior
- Improve user experience
- Store user preferences
You can disable cookies in your browser settings.
7. Your Rights & Choices
- Access, update, or delete your personal information
- Opt-out of marketing emails by clicking "unsubscribe"
- Opt-out of SMS by replying "STOP"
- Withdraw consent at any time for future communications
8. Third-Party Links
This policy applies only to information collected by San Diego Lending and Real Estate LLC at sdlare.com. We are not responsible for third-party websites.
9. Changes to This Privacy Policy
We may update this policy periodically. Updates will be posted on our website with the effective date.
10. Contact Us
By using our website and services, you consent to this Privacy Policy.